We spent 15 days not writing code. Here's what we built instead.

Day 1 of DEVTrails 2026 by Guidewire Software. Four students from KL University. One problem statement. Parametric insurance for gig workers. Most teams open a problem statement and immediately think about the tech stack. We did that too — for about 10 minutes. Then we stopped. The Question That Changed Everything We spent the next 15 days asking one question on repeat: Who actually gets hurt when the storm hits? The answer was always the same. The Swiggy rider outside your window. The Zomato partner sitting at home watching it rain, knowing the day's earnings just disappeared. The Zepto delivery partner who can't ride in a heatwave. 2.8 crore gig workers in India. ₹0 income protection built specifically for them. Not health insurance. Not accident insurance. Income insurance — the kind that triggers when it rains and you simply cannot work. That gap is what we built GigWeatherWage to close. What is Parametric Insurance? Traditional insurance works like this: Something bad happens → yo